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650.466.6612

Ask the Insurance Expert

Insurance Question We Most Often Answer

As professional insurance agents, we are asked many questions regarding personal insurance.  We thought it might be good to offer answers to the most common kinds of questions we receive.

“Why buy from an agent when I can go online?”

When you buy insurance online, you are forced to become the insurance expert and if there is ever an issue, you have only yourself to blame.  In most cases, we can offer the same, or better, coverage with a licensed professional agent who is willing to actually meet with you and educate you on your choices.  The cost for these services is included in the cost of your insurance.

“How much insurance do I need?”

That depends on your personal situation.  If you have a number of vehicles, recreational vehicles, or a boat, we might recommend higher limits than if you are a renter with no “toys.”  We also recommend that you buy auto insurance coverage/limits above the state minimum.  If you have a growing family and own your home, we suggest higher limits and a personal umbrella policy to protect your assets.  A personal umbrella policy is very competitive and can provide an added layer of coverage and security.

“Which deductible should I select?”

The higher the deductible, the lower the premium.  In the long run, it may benefit you to increase your homeowner’s insurance deductible above a minimum amount, especially if you are claim free for a number of years.

Ludwig & Fawcett Insurance!

We provide our customers with financial protection through quality insurance products.  We partner with multiple financially sound and reliable companies, allowing our knowledgeable and experienced staff to customize an insurance package to fit your needs. 

While we enjoy meeting our clients in person, we can also initiate coverage over the phone, by fax, or by email

 

Our Location

Ludwig & Fawcett, Inc.

100 W. El Camino Real, Ste 82
Mountain View, CA 94040
Main office: 650-466-6612
Fax: 650-962-8015

Our Providers

Testimonials

Very professional staff, and knowledgeable. I can rely on them for any questions regarding auto insurance and or renters insurance. Kelly and the other staff members are great at responding back to you. I am a long time customer and don't plan on leaving. I like there services and I don't feel like I'm talking to robot or some agent who doesn't care. I would definitely recommend them ask for Kelly, Maria, or Dave....all great at what they do!!!!

Ariel P. from San Jose, CA
I have been with this company for 10+ Years and have referred tons of friends, family and clients! They are the best! They always follow up to make sure that you have the best coverage that works for you. They are truly on your side!

Erika O. from Vallejo, CA
Every person needs three people in life: a great doctor, a great lawyer and a great Insurance Agent. Ludwig and Fawcett are by far the greatest insurer I have ever had. I met Dave Fawcett through a friend over 15 years ago and they will have my business as long as they here. The entire staff exhibits the highest level of personalized and professional service, always and without fail. They hold embody the nearly lost value of treating their clients like friends and family.

Tushar M. from Santa Fe, NM