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Professional Liability

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Ludwig & Fawcett, Inc., we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Ludwig & Fawcett, Inc. recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with Ludwig & Fawcett, Inc. today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Ludwig & Fawcett, Inc.

100 W. El Camino Real, Ste 82
Mountain View, CA 94040
Main office: 650-466-6612
Fax: 650-962-8015

Our Providers

Testimonials

Very professional staff, and knowledgeable. I can rely on them for any questions regarding auto insurance and or renters insurance. Kelly and the other staff members are great at responding back to you. I am a long time customer and don't plan on leaving. I like there services and I don't feel like I'm talking to robot or some agent who doesn't care. I would definitely recommend them ask for Kelly, Maria, or Dave....all great at what they do!!!!

Ariel P. from San Jose, CA
I have been with this company for 10+ Years and have referred tons of friends, family and clients! They are the best! They always follow up to make sure that you have the best coverage that works for you. They are truly on your side!

Erika O. from Vallejo, CA
Every person needs three people in life: a great doctor, a great lawyer and a great Insurance Agent. Ludwig and Fawcett are by far the greatest insurer I have ever had. I met Dave Fawcett through a friend over 15 years ago and they will have my business as long as they here. The entire staff exhibits the highest level of personalized and professional service, always and without fail. They hold embody the nearly lost value of treating their clients like friends and family.

Tushar M. from Santa Fe, NM