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Property Insurance Designed For Your Business

If you own a business, you need some form of property insurance.  Even if you do not own a building, you will likely have production equipment, inventory, or office equipment that needs to be insured.  Property insurance protects the physical assets that your business owns such as computers, office equipment, buildings, furniture, fixtures, and other property.

Property policies offer many unique kinds of coverage, some of which we have highlighted:

  • Building Coverage - allows you to quickly rebuild or repair buildings or other property damaged by fire, theft, natural disaster or other events, allowing you to return to normal operations.
  • Business Personal Property Coverage - covers costs to replace the contents in your building if they are stolen or destroyed by a covered unforeseen event.
  • Business Income Coverage - provides for continued income or lost revenues while the building and its contents are being rebuilt and replaced.  Business income helps you to cover operating and normal payroll expenses needed to keep an organization operating after a loss, usually for a specific time period.
  • Fine Arts Coverage - covers loss or damage to artwork or sculptures housed in your building.
  • Building Ordinance Coverage - covers the increased cost to comply with building codes, ordinances, or laws that have changed after your building was originally constructed.  For example, under revised building codes you may now be required to install sprinklers which would increase the value of construction. 
  • Outdoor Signs and Property Coverage -covers costs to replace outdoor fences, signs, trees, shrubs, or plants.
  • Equipment Breakdown Coverage - covers loss due to failure or breakdown of equipment such as boilers, heating systems, and electrical equipment.
  • Computer Coverage - covers costs to replace or repair damaged hardware, software, data, or media vital to your operations.
  • Back-up of Sewer - covers costs to repair or replace items damaged by back-up or overflow of a sewer or drain.
  • Earthquake Coverage - provides insurance to repair or replace damaged equipment and/or buildings resulting from an earthquake.  Earthquake coverage is typically excluded under most property policies.

Ludwig & Fawcett Insurance!

We provide our customers with financial protection through quality insurance products.  We partner with multiple financially sound and reliable companies, allowing our knowledgeable and experienced staff to customize an insurance package to fit your needs

While we enjoy meeting our clients in person, we can also initiate coverage over the phone, by fax, or by email.

Our Location

Ludwig & Fawcett, Inc.

100 W. El Camino Real, Ste 82
Mountain View, CA 94040
Main office: 650-466-6612
Fax: 650-962-8015

Our Providers

Testimonials

Very professional staff, and knowledgeable. I can rely on them for any questions regarding auto insurance and or renters insurance. Kelly and the other staff members are great at responding back to you. I am a long time customer and don't plan on leaving. I like there services and I don't feel like I'm talking to robot or some agent who doesn't care. I would definitely recommend them ask for Kelly, Maria, or Dave....all great at what they do!!!!

Ariel P. from San Jose, CA
I have been with this company for 10+ Years and have referred tons of friends, family and clients! They are the best! They always follow up to make sure that you have the best coverage that works for you. They are truly on your side!

Erika O. from Vallejo, CA
Every person needs three people in life: a great doctor, a great lawyer and a great Insurance Agent. Ludwig and Fawcett are by far the greatest insurer I have ever had. I met Dave Fawcett through a friend over 15 years ago and they will have my business as long as they here. The entire staff exhibits the highest level of personalized and professional service, always and without fail. They hold embody the nearly lost value of treating their clients like friends and family.

Tushar M. from Santa Fe, NM