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Setting The Record Straight Regarding Insurance

A Personal Insurance Update

There are so many ways some insurance companies confuse buyers, that it can be hard to discern fact from fiction. Often the complexity of insurance can create frustration and can lead to uninformed decisions. We want to make the insurance purchasing process as easy as possible by offering you the best possible combination of coverage, price, and service. 

Common Misconceptions About Insurance

“Online insurance gives you the best deals.”

  • False. Buying online insurance does not save you time and it can often be more expensive. As an independent agent, we search the market for the best rates and bring them back to you.   

“All insurance companies are the same.” 

  • False. Some insurance companies prefer older drivers, while others have great rates on RV’s and motorcycles. Some insurers are better for insuring collectible or antique cars.

“Insurance is all about low cost.” 

  • False. Sure, you can get low-cost insurance, but you may not have the coverage you need when you have a loss. For example, we received a call from an individual that bought insurance online and had an auto accident. The insurance was cheap. It was cheap because there was no collision coverage! The individual had to pay $3,000 out of pocket for the repair of their vehicle. We subsequently were able to secure the coverage they needed to prevent future catastrophes.

We provide our customers with financial protection through quality insurance products.  We partner with multiple financially sound and reliable companies, allowing our knowledgeable and experienced staff to customize an insurance package to fit your needs.

While we enjoy meeting our clients in person, we can also initiate coverage over the phone, by fax, or by email