How To Know If You Are Fully Insured?

 

An Insurance Update

Most people have some gaps in their personal insurance coverage. We do our best to help our clients understand where these are and provide solutions so that these gaps don’t exist. Having an independent agent help, you find the right kind of personal insurance for you can go a long way in providing you with peace of mind.


Personal insurance is complex, and we are here to help you understand the complex, so you have made an informed and educated decision.


What are Insurance gaps?

Insurance gaps can be areas where you thought there was coverage, but in reality, there is not. It may be that the coverage is not available or is too expensive or you just did not know about it. Gaps can occur if you have more than one agent handling your personal insurance. Between your home, auto, RV or personal umbrella there might be times when one agent thought the other was taking care of the issue. Insurance gaps can include:

    Flood insurance

    Identity theft

    Earthquake

    Sewer back-up

    Auto insurance limit issues

    Your home is undervalued

    Lack of a personal umbrella

    Limited coverage for other drivers on your auto policy.

 

These are just a few of the personal insurance issues that can create real problems for you. Call our office for a free review.


Ludwig & Fawcett Insurance!


We provide our customers with financial protection through quality insurance products.  We partner with multiple financially sound and reliable companies, allowing our knowledgeable and experienced staff to customize an insurance package to fit your needs. 


While we enjoy meeting our clients in person, we can also initiate coverage over the phone, by fax, or by email